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Uncover Your Path to A Secure Financial Future and Lasting Wealth

As a Chartered Accountant and Financial Coach, Sterling will guide you towards a stable and secure financial future. With expert guidance and personalised strategies, his proven methods will empower you to take control of your finances, eliminate debt, and grow your wealth. His expert coaching will help bring about financial stability and peace of mind in your life. kickstart your journey towards a financially free, stable, and secure future. Get started today!

About Sterling Libs FCCA

Sterling is a Chartered Accountant | Financial Coach | Creator of The Vault - The Financial Independence Program

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Brief bio

As a Chartered Accountant with a deep passion for personal finance, Sterling has spent his career guiding clients toward financial clarity, freedom, and success. After years of working with individuals and businesses, he saw a need for a more structured, proven approach to bringing about financial success and independence - which is why he created The Vault - The Financial Independence program

Combining his experience in accounting, financial strategy, and coaching, Sterling offers tailored services to help you achieve your personal and professional financial goals. Whether you need help with tax strategy, debt elimination, or building a financial legacy, his mission is simple: to give you the tools and confidence to master your money and live the life you deserve.

When he's not working, you can find Sterling spending time with family, travelling, reading or listening to something on personal development.

What you'll get from working with Sterling

Personalised Financial Guidance

Sterling understands that each individual's financial journey is unique. As a Chartered accountant and financial coach, he provides tailored guidance and strategies that align with your specific goals and circumstances, ensuring you are on the most effective path to financial freedom.

Expert Knowledge and Experience

With years of experience and a deep understanding of financial planning, Sterling is equipped to offer expert guidance. He stays updated with the latest financial trends and regulations to provide you with the most accurate and beneficial guidance.

Holistic Approach to Financial Wellness

Sterling goes beyond just numbers and budgets. He adopts a holistic approach to financial wellness, considering all aspects of your financial life. From debt management and savings plans to investment guidance and retirement planning, he ensures every facet of your financial health is covered.


Services

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Personalised Financial Coaching

Need help getting your finances in order or planning for the future? As a financial coach, Sterling will work with you 1-on-1 to create a personalised roadmap to achieve your goals - whether it’s eliminating debt, growing your investments, or planning for retirement.

Key Focus Areas:

  • Building a custom financial plan.
  • Wealth-building strategies.
  • Debt elimination and budgeting.

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Business Accounting & Advisory

For business owners, Sterling offers accounting services that go beyond the numbers. He’ll help you streamline your operations, optimise tax strategies, and make data-driven financial decisions to support long-term growth.

Key Focus Areas:

  • Tax planning and advisory.
  • Financial analysis and reporting.
  • Business strategy and planning.

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The Vault - Financial Independence Program

For individuals serious about building wealth and securing their financial future, The Vault is Sterlin's signature program designed to guide you step by step to financial independence.

Key Focus Areas:

  • Wealth-building strategies.
  • Investment and legacy planning.
  • Lifetime access to tools, resources, and expert support.

Testimonials

See what people are saying

Sterling's guidance has been a game-changer for my financial journey. His personalised coaching helped me identify areas where I could save money and invest wisely. I'm now on a clear path to financial freedom, and I couldn't be happier!
Ervin Howell, VP Product, Deckow-Crist
I can't recommend Sterling's work enough! His expert advice and tailored financial guidance has made a significant difference in my life. I've gone from feeling overwhelmed by my finances to being confident and in control of them. Thank you, Sterling!
Clementina DuBuque, SVP Sales, Hoeger LLC.
Sterling is simply outstanding. His depth of knowledge and genuine desire to help people to achieve financial freedom are evident in everything he does. Thanks to his guidance, I've been able to build a solid financial foundation and plan for a secure future.
Kurtis Weissnat, CMO, Brunlow Inc.

Downloadable Resources

Check out our resource offers

Our story

How to Become Debt-Free for Good

Whether you're dealing with credit card debt, student loans, or other financial burdens, this roadmap is designed to provide you with clear, actionable steps to effectively reduce and eliminate your debt. By following these guidelines, you'll not only pay off your debts but also develop healthy financial habits that will serve you well for years to come — it's about setting the foundation for lasting financial health and building wealth. With dedication, discipline, and the right strategies, you can pave the way to financial liberation and achieve a debt-free life with this resource.


Our story

Budgeting 101: Getting it Right 

Whether you're looking to pay off debt, save for a dream vacation, or plan for retirement, creating a budget is the foundation for financial well-being.

In this comprehensive guide, we'll walk you through everything you need to know about budgeting, from understanding your income and tracking expenses to setting financial goals and sticking to your budget. We'll explore different budgeting methods, provide practical tips to reduce expenses and increase savings and introduce you to helpful budgeting tools and apps. By the end of this guide, you'll have the knowledge and tools to create a personalised budgeting plan that aligns with your goals, values, and lifestyle.

 


Our story

The Side Hustle Guide

Whether you're looking to supplement your income, explore a passion, or test the waters before diving into full-time entrepreneurship, a side hustle can be a game changer. This guide is designed to empower you, providing the tools, insights, and inspiration needed to launch and sustain a successful side hustle. Each section of this guide is crafted to offer practical advice and real-life examples that resonate with both beginners and seasoned side hustlers. Whether you are in the US or the UK, the strategies and tips provided will help you tailor your side hustle journey to your unique circumstances.


Recent blog posts

Latest Tips for Financial Freedom

How to Secure Your Financial Future

How to Secure Your Financial Future" is your go-to guide for mastering your finances and achieving lasting financial independence. Designed for anyone looking to take control of their financial destiny, this resource offers a clear, actionable roadmap to:

  • Identify and eliminate financial stressors
  • Build a strong financial foundation through effective budgeting and cash flow management
  • Create long-term wealth with smart investment strategies tailored to your personal goals

With practical checklists, expert insights, and proven strategies, this guide empowers you to make informed financial decisions and secure the future you deserve. Whether you're just starting your journey or looking to level up, "How to Secure Your Financial Future" will guide you every step of the way.

Download it now and take the first step toward a life of financial freedom and security.

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